Live-in maids perform a variety of duties, both in and out of the house. As an employer, you need to ensure that your maids are adequately protected against uncertainties such as illnesses, while you stay protected against legal liabilities in case of accidents during the tenure of their employment, in order to comply with the provisions of the Employees' Compensation Ordinance. A domestic helper insurance policy offers comprehensive coverage for employers’ liability, hospital and surgical expenses, emergency medical assistance, personal accident, and wage and government levy reimbursement.

*Levy collected by the Insurance Authority (IA) will be imposed on this policy at the applicable rate with effective from 1 January 2018. For further information, please visit IA website (www.ia.org.hk).