Intro: A safe and cosy environment for working and living is important. Renovating your home, office or shop premises not only ensures added comfort for you or business partners, it also increases your property or asset values. However, you may need to manage the considerable financial risk or liability claims when you freshen up a part of your home or working location.


Material damage provides “All Risks” coverage for loss of or damage to the insured contract works and materials including flooring, tiles, wallpaper, woodenware, sanitary ware and other related decoration materials caused by fire, water, burglary or explosion, etc. during the insured contract period.

Third party liability protects you against legal liability in respect of bodily injury and / or property damage of the third party arising out of the contract works.


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